Forget cash advances on your credit card — next time, ask for CashPlease.
When life throws you a curve ball and you need easy access to cash, there's no need to pay predatory, high-interest rates on payday loans.
Features You’ll Love
- Get competitive interest rates
- Cover a wide range of personal, short-term needs
- Convenient repayment that aligns with your lifestyle
- Enjoy fast, local decision-making and processing
Millions of consumers use high-cost payday loans each year. But there is a better solution. CashPlease® provides you with access to small dollar, short-term loans from Altamaha Bank and Trust Company. If you struggle to pay household bills on time, you may incur pricey late fees and negative impacts to your credit score. With CashPlease®, you can avoid these damaging consequences and take advantage of a reasonable solution to meet your current financial needs.
Accessibility:
- Ability to apply for a loan 24/7
- No credit report review*
- Website is convenient and easy to use
- Peace of mind in obtaining short-term funds from your trusted financial institution
Simplicity:
- Loan funds deposited in 24 hours
- “Easy Pay” option deducts repayment automatically from your account
Affordability:
- Reasonable interest rates and fees
- Dramatic savings over payday loan options
- Loan is repaid in 3 installments over 3 months
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Rewards Interest Checking*
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $10,000 | $100 | 4.88% | 5.00% |
| $10,000+ | $100 | 0.25% | 5.00% to 0.68% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Interest Checking account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. And you can get right back to earning your full rewards the next qualification cycle.
Rewards Savings*
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $100 | 2.25% | 2.25% |
| $50,000+ | $100 | 0.25% | 2.25% to 0.92% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Qualifying for your Rewards Checking or Rewards Interest Checking automatically qualifies you for the highest Rewards Savings rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Checking or Rewards Interest Checking account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
Even if you don't qualify, your Reward accounts are still free. Plus, you'll still earn our base rate on Reward Savings. And you can get back to earning your full rewards the very next cycle you qualify.